Published on October 9th, 2017 | by William Charles124
What Triggers The Bank of America Premium Rewards $100 Travel Credit?
Bank of America recently launched the Premium Rewards credit card. One of the card benefits is a $100 annual travel incidental credit, this credit is based on a calendar year. Officially the following qualify for the credit:
- Fees on domestic-originated flights on certain U.S.-domestic airline carriers that include: preferred seating upgrades, ticket change/cancellation fees, checked baggage fees, in-flight entertainment, onboard food and beverage charges, and airport lounge fees affiliated with eligible airline carriers.
They list the following merchant category codes as qualifying:
- 3000, 3001, 3057, 3058, 3063, 3066, 3132, 3174, 3196 or 3256
- 3000 – United.
- 3001 – American Airlines.
- 3057 – East/West Airline (Australia)
- 3058 – Delta
- 3063 – US Airways
- 3066 – Southwest
- 3132 – Frontier
- 3174 – Jet Blue
- 3196 – Hawaiin
- 3256 – Alaskan
They specifically exclude the following in the fine print:
- Airline ticket purchases, mileage point purchases, mileage point transfer fees, gift cards, duty-free purchases, award tickets and fees incurred with airline alliance partners do not qualify. Airline incidental fee transactions must be separate from airline ticket charges
As we know what’s listed in the fine print isn’t always what happens in reality so this post aims to provide data points on what does/doesn’t trigger the credit. The easiest way to see if something has worked is to do the following (hat tip to Mr G)
- Use the Bank of America app
- Select your Premium Rewards Credit Card
- Click Premium Rewards Benefits
- Indicator shows how much of the credit you’ve used
- Click view activity and it will show an itemized list of the transactions that have triggered the credit
Keep in mind that the fine print also states that it takes up to seven days for the credit to post to your account after the charge has posted to your account.
What Works To Trigger The Credit
Below is a list of things that have successfully triggered the credit:
- American Airlines:
- Fare change cost: 1
- Exit row seat fee: 1
- $5.60 taxes: 1
What Doesn’t Work To Trigger The Credit
Below is a list of things that haven’t triggered the credit:
- Alaska Airlines:
- Gift card: 1
- British Airways:
- Award taxes: 1
- Spirit (seems it’s not a covered airline):
- Sun Country:
- Change fee: 1
Please share your datapoints in the comments, make sure you use the app method to see if it has triggered the credit or not. List what you purchased, what airline it was for and how much the charge was as well.