Posted by William Charles on June 29, 2017
Bank Account Bonuses

Published on June 29th, 2017 | by William Charles


[Expired] [NY only] US Alliance Financial $100 Checking Bonus

This bonus has expired and is no longer available. Click here for a list of the best banking bonuses.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: NY only?
  • Direct deposit required: Yes, no minimum mentioned
  • Additional requirements: Call them
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Yes, up to $100
  • Monthly fees: None
  • Early account termination fee: $25, six months
  • Household limit: None mentioned
  • Expiration date: Valid until July 10th, 2017

The Offer

Direct link to offer

  • US Alliance Financial are offering a bonus of $100 when you open a new MyLife Chekcing account and sign up for direct deposit with 35 days of account opening
  • Seems you also need to call them on (914) 881-1717 first

The Fine Print

  • One offer per social security number
  • . Offer subject to change and only valid for new USALLIANCE MyLife Checking accounts.
  • Direct deposit must be set up within 35 days of account opening to qualify.
  • Offer valid from June 26 through July 10, 2017. Restrictions and limitations may apply.
  • Promotion timing and conditions may change at the discretion of USALLIANCE.
  • Federally insured by NCUA. Equal housing lender.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

This account has no monthly fee to worry about. According to the fee schedule you will be charged $25 if closed within six months of account opening.

Our Verdict

Small bonus and does require a direct deposit. At least there is no monthly fee to worry about. Not a terrible but, but not the absolute best either. That being said I’ll still be adding it to the bottom of our best bank bonus page.

Useful posts regarding bank bonuses:

18 Responses to [Expired] [NY only] US Alliance Financial $100 Checking Bonus

  1. Victor says:

    I completed a similar offer last year from out of state with no problems ($100 for doing a direct deposit on an existing checking account). You can qualify for membership by joining several clubs they have listed on the application page. This is also a good account to have, because they periodically have special CD rates, eg recently 2.2% for 36 months.

  2. Raymond says:

    DP: Just opened an account, you can fund with a credit card minimum of $1, but not sure of the limit or if you can use AMEX since I did just $10 with Chase Freedom, I’ll see later if it’s a CA though.

  3. Josh Click says:

    It seems there’s no need to call at all to open the account. I called and basically all I was told is that there is no promo code to enter when opening an account and they have people manually checking for DDs to apply the promo and I can also call after my DD hits to make sure the promo $$ is added.

    • Josh Click says:

      Well this is a pain in the ass. My DD went through over a month ago:

      “Thank you for your Online Banking message. In order to be eligible for the $100.00 a PROMO code was required on the application that direct deposits must be established for the account. If there are any questions contact Member Services and speak with a representative.”

      If SM w/ this person doesnt get me anywhere i’ll try calling in again

  4. Josh Click says:

    Max CC/Debit funding is $100

  5. Matt says:

    So will putting a $1 DD work for this account?

  6. Josh Click says:

    Opening the account for me was a hard pull and they tried to upsell me on credit cards on the phone after approving the account.

  7. Matt says:

    DP for receiving bonus without calling first

    Zip: 11358

    I did a DD via my employer for $30, $100 bonus posted next day

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