Posted by William Charles on July 25, 2017
Bank Account Bonuses

Published on July 25th, 2017 | by William Charles


[NY only] Reliant Community Credit Union $150 Checking Bonus + $25 Referral Bonus

Offer at a glance

  • Maximum bonus amount: $150
  • Availability: Must live, work, worship, attend school, or volunteer in Monroe, Ontario, or Wayne counties located in New York State
  • Direct deposit required: Yes, no minimum listed
  • Additional requirements: eStatements & online banking
  • Hard/soft pull: Soft pull
  • ChexSystems: Unknown
  • Credit card funding: Up to $500
  • Monthly fees: None
  • Early account termination fee: None
  • Household limit: None
  • Expiration date: September 30th, 2017 October 31st, 2017 December 31st, 2017

The Offer

Direct link to offer

  • Reliant Commnity Credit Union is offering a sign up bonus of $150 when you meet the following requirements:
    • Open online with promo code FALL$150 or in branch
    • Sign up for online banking & eStatements
    • Receive a direct deposit, no minimum listed.
  • You can also refer friends and family. You will receive $25 per person you refer (and they can receive the above bonus). Seems to only apply to in branch openings.

The Fine Print

  • For a qualified new member who opens a checking account online or in-branch with online banking, direct deposit and e-statements, $150 will be deposited into that account within 60 days of qualifying direct deposit and account opening.
  • Maximum offer $150. To open in branch, the coupon must be completed in full. To open online use promo code SUMMER$150
  • . Offer is valid for new Reliant members only; not valid for new youth accounts. Limit one incentive offer per member/account and cannot be combined with any other coupon or offer. Membership eligibility is required.
  • Offer valid through September 30, 2017.
  • $25 will be deposited into the referring member’s checking account or other qualifying deposit account within 60 days after the referred member joins Reliant Community Credit Union.
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

Easiest account to keep fee free is the free checking account with no monthly fees. According to the fee schedule there is no early account termination fee. You do also need to open a savings account and this has a $5 fee if your balance is under $100 (fee waived for first three months).

Our Verdict

Seems like a good bonus, fingers crossed they aren’t too strict on the direct deposit requirements. I’ll be adding this to our list of the best bank promotions. As always please share your data points and experiences with this bank below.

Big thanks to reader, Curmudgeon who let us know. Learn how to find bonuses and contribute to the site here.

Useful posts regarding bank bonuses:

17 Responses to [NY only] Reliant Community Credit Union $150 Checking Bonus + $25 Referral Bonus

  1. yussuf says:

    Opened for wife and got instant approval. We dont live in said counties but wife works there. They didnt even ask for employer address so not sure how enforced it is. Max funding is $500 (i used Chase Freedom) and seems to be soft pull.

  2. William Delude says:

    I’m trying to open the checking account but it seems to require that you sign up for the Savings Dividend account as well, which has a $5 monthly fee for any balance under $100, though the fee is waived for the first three months. Makes this bonus a little messier to get.

  3. Ted says:

    FYI membership requirements:

    To open your account, we’ve pre-selected your Savings Dividend account.

    Click the Accept button to begin your membership with Reliant, and with your first $5 deposit,
    you’ll gain your share of the credit union!

    We’ll waive the $5.00 low-balance fee for the first three months—and after that, just make sure you maintain
    a balance of $100.00 between all your deposit and loan accounts, and not only will you be encouraged to save,
    but you’ll also avoid the monthly fee! (The low balance fee does not apply to account owners under the age of 18.)

  4. Ted says:

    DP: Confirmed Chase Fairmont posted funding as purchase.

    Tip: They sent a message through the application portal the next day with the CU member number (6-digit) and checking account number (10-digit). Don’t sign up for online banking until they have received your signature card and copy of identification. My wife’s registration was rejected because they had not received those items, but after I uploaded through the application portal, online chat was able to approve the registration.

  5. Ted says:

    Also found this:

    *A $5 inactivity fee will be applied to accounts that do not have transactions for 12 months or more and have a balance of less than $500. Balances will be transferred to the savings dividend account and the fee will be taken from the savings dividend account.

  6. Connie says:

    New code: FALL$150, exp 12/31

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