Posted by William Charles on August 1, 2016
Bank Account Bonuses

Published on August 1st, 2016 | by William Charles


[NJ only] 1st Constitution Bank $250 Student Checking Bonus – No Bonus Requirements

Offer at a glance

  • Maximum bonus amount: $250
  • Availability: NJ and for students only, must open in branch [Branch locator found here]
  • Direct deposit required: None
  • Additional requirements: None
  • Hard/soft pull: Unknown
  • ChexSystems: Unknown 
  • Credit card funding: Unknown 
  • Monthly fees: $5/$15 waivable
  • Early account termination fee: $25 per account if closed within six months
  • Expiration date: September 30th, 2016 

The Offer

Direct link to offer

  • Open a new Student’s 1st checking and statement savings account at your local 1st constitution branch and receive a $250 sign up bonus. You must provide proof of student enrollment at the time of sign up.

The Fine Print

  • To receive $250 bonus, both savings & checking account must be maintained
  • $250 bonus will post within 60 days of account opening
  • eStatements are not optional
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

The checking account needs a balance of $200 to avoid a $5 monthly fee being charged (if you’re over 24 then a daily minimum balance of at least $100 is required or a $15 monthly fee is charged). You will also be charged $25 for each account that is closed within 6 months.

Our Verdict

This is a great bonus if it’s a soft pull, the only requirement for the bonus is being a student and it’s incredibly easy to keep fee free. If anybody goes for this bonus, please let us know if it was a soft pull in the comments. We will add it to our best bank bonus page (even with the small footprint, because of how good of a deal this is) if it turns out to be a soft pull.

Useful posts regarding bank bonuses:

2 Responses to [NJ only] 1st Constitution Bank $250 Student Checking Bonus – No Bonus Requirements

  1. Bruce says:

    I’m a bit confused. In title you write $250 bonus and in the details you write $200. Is it a typo or am I having a really lazy and slow morning.

    Thanks Doc for all your posts. I love your site. I shop @ Amazon thru your links to show you my appreciation. Thanks

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