Posted by William Charles on October 30, 2016
Credit Cards

Published on October 30th, 2016 | by William Charles

8

New But Terrible Targeted Citi ThankYou Premier 50k Offer



The Offer

  • Reddit user WanderingWitch has reported receiving the following targeted offer for the Citi ThankYou Premier:
    • We’ll match the points you earn up to 50,000 points after the first year of opening your account

citi-premier

Card Details

Our Verdict

You’d need to spend $50,00 on every day purchases, $25,000 on dining/entertainment, $16,667 on travel or a combination to get the full 50,000 point bonus. In the past this card has offered a straight 50,000 point or 40,000 point bonus so this offer is basically just trash. The one upside is that the new Citi rule isn’t mentioned on this offer, so it looks like targeted offers will be excluded.

You can learn more about Citi credit cards by reading this post. Let us know your thoughts on this offer in the comments.





8 Responses to New But Terrible Targeted Citi ThankYou Premier 50k Offer

  1. Kevin says:

    As “terrible” as this offer seems I wouldn’t be surprised if this becomes the new norm: forcing users to actually spend on the card for a year (a la Discover) before they get the bonus. Sucks for churning and reward maximizers yes but for the issuers, it makes a lot of sense.

    • We will see, I suspect there will be push back from non bonus chasers as these offers aren’t nearly as attractive as normal sign up bonuses. I think something more in line with what American Express is doing with their blue cash cards will become the new ‘norm’. But we shall see.

    • El Turk says:

      With Discover, it’s uncapped. That makes it potentially much more valuable. Offering the exact same sign-up bonus (50K) with hundreds of times the effort it just terrible.

  2. Dave says:

    Kevin– I was thinking the exact same thing. All the banks want us to spend a lot on their card, not just $4K and sock drawer it.

  3. JP says:

    Got this offer too, but meh, wasn’t interested.

  4. Gaurav says:

    I got this as a retention offer on my premier once. Interesting to see it as a new card sign up.

  5. Aahz says:

    You forgot the link in “You can learn more about Citi credit cards by reading this post”

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