Posted by William Charles on March 18, 2016
Bank Account Bonuses

Published on March 18th, 2016 | by William Charles

8

[Expired][MD only] Montgomery County EFCU $100 Checking Bonus



This bonus has expired, but they have a new $100 offer.

Offer at a glance

  • Maximum bonus amount: $100
  • Availability: Select employer groups and also those that reside in Chevy Chase Village, Gaithersburg, Rockville, Tacoma Park
  • Direct deposit required: $500+
  • Additional requirements: None
  • Hard/soft pull: Hard
  • Credit card funding: Up to $500
  • Monthly fees: None
  • Early account termination fee: 6 months otherwise bonus is forfeit
  • Expiration date: April 30th, 2016 

The Offer

Direct link to offer



  • Receive a sign up bonus of $100 when you open a new checking account from Montgomery County EFCU with direct deposit or other payroll or recurring deposit of at least $500.


MC EFCU

The Fine Print

  • Direct deposit must be $500 minimum per month and established within 60 days of the new account being opened
  • Account must remain open for a minimum of 6 months. Otherwise, bonus must be returned to Credit Union
  • Limited time offer, cannot be combined with any other offer and is subject to change at any time
  • Limit 1 (one) bonus per new checking account per household opened through 4/30/16
  • $100 Bonus will be deposited into checking account within 8 weeks after promotional period ends
  • All bank account bonuses are treated as income/interest and as such you have to pay taxes on them

Avoiding Fees

There is no monthly fee on this account, you do need to keep the account open for six months to avoid any early account termination fee.

Our Verdict

Unfortunately this bonus requires a hard pull, because of that I can’t recommend it as you’d be better signing up for a credit card with a cash bonus instead. I’d recommend signing up for one of these checking promos instead.

Useful posts regarding bank bonuses:



8 Responses to [Expired][MD only] Montgomery County EFCU $100 Checking Bonus

  1. Gavin says:

    Credit card funding up to $500.

  2. Andrew C says:

    I actually live in Montgomery County, but their membership criteria are really strict – can’t imagine they have very many members at all. I don’t see anything about residing in those municipalities. The only way to qualify (except employment at one of their list of businesses) is to join a $50/year advocacy org.

  3. Karen says:

    I was looking at the cd rates and they seem to have the highest I have seen, if one has $50,000 invested with them.

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