Posted by William Charles on January 3, 2017
Credit Card Offers

Published on January 3rd, 2017 | by William Charles

115

Citi AA 50k Mile No 24 Month Language Updates: Bonus In Mail & Getting Second Card



Currently there is an offer for 50,000 miles on the Citi American Airlines credit card. This is a standard offer, but what is different is the fact that this offer doesn’t include the language that prevents you from getting the bonus if you have opened or closed a Citi American Airlines personal card within the past 24 months (you can read more about this rule here).

citi-aa

There are two updates I’d like to give:

  • People that applied when we first posted have reported receiving the offer details in the mail clearly stating the 50,000 mile bonus and making no mention of the 24 month restriction. This doesn’t guarantee you’ll get the bonus (this is Citi after all) but it does mean that you have clear physical evidence if they try to deny you for the bonus. This was first posted on /r/churning.
  • Citi has strict application rules, they are as follows:
    • You can only apply for one Citi personal card every 8 days
    • You can apply for no more than two Citi personal cards every 65 days
    • You can apply for one Citi business card every 95 days.
    • Some people are also being limited to one Citi card every 60 days, but this doesn’t seem to be a hard rule

This means that some of you will be eligible to get another American Airline card with the 50,000 mile bonus (using the same link) again. When you’re eligible will depend on when you applied, make sure to leave 8 days between applications. As always if you have any questions about Citi credit cards, please read this first. If you have questions about this specific deal, read our post (and the comments) here.





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vv
vv

can I apply for the same card after 8 days?

Jonathan
Jonathan

Good question. Maybe DoC should do a blog post about it.

Zinger
Zinger

Zinggggggg! lol

DCjoe
DCjoe

Thanks for the reminder. Can’t believe this is still alive. Citi being Citi. Applied and approved on 12/27, gonna take another shot on 1/4. Why not?

frank
frank

haha i love it! can you please let us know about the second application?

DCjoe
DCjoe

Will do. I recently took DoC’s advice and went for a slew of BofA cards over the course of a month, all based on the same original credit pull. Ended up with 4 cards- Alaska, Merrill+, and the 2 Amtrak cards. Go big or go home.

Kishan
Kishan

HI ..i was just reading the comments..and found your comment interesting..could you please tel me how you got the 4 cards with the same credit pull…or could you please share the link if its already present..that really helps a lot for me..

thanks,
Kishan

DCjoe
DCjoe

/bank-america-credit-card-approvals-without-hard-pull/

Basically once Bank of America pulls your credit, they go back to that credit report if you apply for any other cards in the next 30 days. Used this set of links to figure out links for the best offers.

https://reddit.com/r/churning/comments/5bqp2l/just_parsed_through_350_available_boa_application/

jf
jf

DC Joe are you sure about that? i thought for inquiries to combine with BOA it had to be the same day? So I have 30 days from when they pulled my EX to go for another Boa app?

DCJoe
DCJoe

Just wanted to follow up and confirm that I applied for my first 2 BofA cards on 11/25. After DoC posted the article I linked to (about them using the same report within 30 days), I went ahead and applied for a card on 12/14, and then one on 12/21. Both were approved, and I got a letter for both from BofA explaining about them pulling my credit, and they specifically stated that they had used the original credit pull from 11/25. Also, only that original pull shows up in my Experian report.

Sikachu
Sikachu

I did that too! But they only gave me Merrill+ (._. )

Oh well, I think it was worth a HP.

Matthew
Matthew

I was approved on 12/27 too, tho I may wait for someone else to apply on 1/4 before I do mine.

DCjoe
DCjoe

Followup on this- after reading a good reminder on reddit, I lowered the credit limit on my 12/27 card from just over 20K to just under 10K to open up some space. Applied again and told to call, did so, and after about 5 minutes, but no questions, approved for another card with a line just over 20K!

Be the data point you want to see.

DCjoe
DCjoe

And thanks again DoC! This site is truly the best.

PhatMiles
PhatMiles

Do you call to lower your CL? Do they ask why or any other questions to lower the CL? Any DPs on soft/hard pull when lowering?
I know when increasing CL citi does almost a hard pull (sometimes to do soft but mostly hard)

CF
CF

I had to call in to reallocate credit from other Citi cards. The representative approved me, then told me that I wouldn’t be eligible for the bonus because I’ve gotten one in the past two years. Hoping she’s wrong.

Ken
Ken

Wait till the welcome letter arrives which should have the bonus. Citi agents are notoriously unaware of even their own policies. But do not call.

P
P

Got denied. Waiting for letter, but I think it has something to do with me just getting approved fro the business card version a month ago

Abey
Abey

I was approved for this one
Even though i got the Business a month earlier.

P
P

I haven’t gotten the letter yet. Hopefully, it will be clearer what the reason is once I get it.

Ken
Ken

Biz is a different product family, so they’re unrelated.

J
J

But the 24 month restriction is given in AAdvantage portal (https://secure.fly.aa.com/citi/ccpage-plat) under the “card offer”. Please check it out once.

Raul
Raul

Pffff ah hahahahahaha.

Jazz
Jazz

Got Approved, got approval email. No mention of bonus in email. Will wait for letter in mail and update.

Anup Goenka
Anup Goenka

Got a 7-10 days message or to call for immediate result. Shall I call? I have a Citi AA Mastercard and a Citi AA Amex that is active.

mastervk
mastervk

You can call . Most probably Citi will ask for reallocation of credit limit or general verification .

Anup Goenka
Anup Goenka

Thanks. That’s what happened

MAG
MAG

Have we put to rest the 1 card every 60 days theory?

Steve F
Steve F

I was approved for my first AA card on 11/4/16. I was matched to the 60,000 offer by online messaging. I then applied for this link on 12/31/16 and was approved again on 1/1/17 after calling in to confirm my identity.

My wife got her first AA card on 12/8/16 and applied again on 1/1/17 for this offer. She was approved after verifying her identity.

Thanks DOC!

Chris
Chris

But have you confirmed you have the bonus language?

Steve F
Steve F

I don’t have the confirmation letter yet. I will post again when I get that. I didn’t bother asking the rep because I’ve read conflicting stories on whether or not even they know.

Steve F
Steve F

Confirmation letter arrived yesterday containing the bonus language.

James
James

Well now im feeling frisky to get my 2nd AA card via omitted 24 month application link again soon =)

danny
danny

What did you say to them to get the 60k offer match? I don’t see a 60k offer online

Steve F
Steve F

I said “I have some friends that got a 60,000 offer. Can I please be matched to that?”. They replied that they would be happy to match.

Terri Clark
Terri Clark

I asked and the rep told me no, I signed up under the 50K offer and that is what I was getting. I may have to message them online and try again.

Glenn
Glenn

I assume the 8 days is from Approval to Application, correct? From some of the stuff on FT it looks like its Application to Application…

Max J
Max J

Can you get the same card as you already hold?

Raul
Raul

Yups, u can

Raul
Raul

Was thinking of this strategy last night, I was like hey if I can get multiple amex gold biz cards when they put out the links without the once per life time language then maybe I can do the same with this citi offer.

Abey
Abey

8 days between applications
This is sweet
So since i applied/approved 12/27
I will apply again 1/5, If i have to call up
I will say, i love American Airlines so much.
And i only wanna use this particular card for all my expenses
But i wanna keep certain spend seperate
So i need 2 of the same cards.
If i get approved again and get both 50K signup bonuses i will send two $100 amazon gift cards to DOC to raffle it off to us 😊

Michael
Michael

Just app’d and got an instant approval! My second AA card, I got one back in March ’16.

Abey
Abey

Oh nice! That gives us all hope.

Abey
Abey

Today i recieved the Citi AA Platinum account approval motice.
It has the last 4 of the new account
And among others it states: (and i quote)
Earn 50,000 American Airlines AAdvantage bonus miles after spending $3,000 in purchases within the first 3 months of account opening.
So just save this letter in case any issues comes up.

jimmy
jimmy

Got denied. Did recently went on a spread with Chase biz Marriott, BoA Merrill and Amex Blue for Biz. Have multi Citi card, FICO 770+

“Thank you for applying for the Citi® / AAdvantage® Platinum Select® World EliteTM MasterCard®.

After careful consideration, we are unable to approve your application. You will receive written notification with the reasons for the decision.

Thank you for considering Citi.”

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