Posted by William Charles on October 23, 2013
Credit Scores

Published on October 23rd, 2013 | by William Charles

3

How To Get A Free FICO Score With A Walmart Credit Card



walmart credit card free fico score

In July of 2011 Walmart introduced a new feature to both their “Walmart Credit Card” & “Walmart Discover Card” and that was the ability for consumers to view their TransUnion FICO score for free.

The only catch is that users must be signed up to receive e-statements online (which is where the score is view-able). The score is updated monthly and based on the data found in consumers TransUnion credit reports.

Features Of The Free FICO Score Provided By Walmart Credit Cards

  • See your updated TransUnion FICO score each month
  • Understand what is helping and hurting your FICO score
  • Take advantage of free education about establishing and keeping good credit
  • Track the progress of your FICO Score history for up to 12 months
You need to enroll to start receiving your free FICO score through a Walmart Credit Card.

This is easy, first you’ll need to log into your account online and choose to your statements electronically online. Then click “Account Services” “View FICO Score”. When you click view report, it’ll redirect you to the myFICO website which means that walmart have made a deal with them and it’s an official FICO score.

Features

Below are the features of the Walmart Credit Card and the Walmart Discover Card.

Conditions apply so please consult the Walmart website and disclosure forms before signing up.

Features Of The Walmart Credit Card

  • Free monthly TransUnion FICO Score, when enrolled in electronic statements online
  • 5¢ off per gallon at participating stores in the US
  • Cash advances at the time of purchase
  • No annual fee
  • 0$ fraud liability

Features Of The Walmart Discover Card

  • Earn up to 1% cash back on all purchases
  • Accepted whereever you see the Discover Network accepted mark
  • Free monthly TransUnion FICO Score, when enrolled in electronic statements online
  • 5¢ off per gallon at participating stores in the US
  • Cash advances at the time of purchase
  • No annual fee
  • 0$ fraud liability

F.A.Q’s About Walmart’s Free FICO Score

Question: Is it worth signing up for a Walmart credit card purely to get access to my free FICO score?

Answer: Applying for new credit will hurt your credit score, as well as lowering the average age of your accounts (which will also lower your score). If you’re applying purely for the free score, we’d advise against it. We also think that there are plenty of other cards out there that offer better rewards programs (which we will be posting about in the coming weeks).

There are plenty of other ways to get access to your FICO score for free.





3
Leave a Reply

avatar

Subscribe
newest oldest
Notify of
Pamela Perez

I tried to get credit cards and all but do not qualify for them. How can i raise my credit score?

Good article to help those in the rebuilding phase. This might be the card that helps most as well as practical since Walmart is now on every corner.

Last Posts


Back to Top ↑